Examining our best working capital business loans in more Detail

Small firms that cannot secure money in the traditional market can apply for alternative lending from Accion Opportunity Fund, a nonprofit organization. Most of its clientele is from underprivileged areas, including establishments in low-income neighborhoods.

The reason Accion Opportunity Fund is the most outstanding alternative lender for low-interest rates is that it specializes in microloans with interest rates between 5.99 and 16.99 percent. Typically, companies with the most substantial credit scores are eligible for these low rates, but Accion also serves high-risk companies. If you pay off the loan early, there is no prepayment penalty. Since Accion Opportunity Fund is a charity and does not seek to make money on its loans, it can maintain low-interest rates.